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It may be hard to believe, but during the middle of a pandemic, Texans are actually paying down their credit card debt.

According to a study from WalletHub, it's not just Texans that are paying down credit card debt during the coronavirus pandemic. According to a press release, Americans paid down $118 billion in credit card debt during the first half of the year.

WalletHub’s new Credit Card Debt Study revealed that U.S. consumers paid down $118 billion in credit card debt during the first half of 2020 – an all-time record. This record reduction in credit card debt has been driven largely by generous unemployment benefits and household austerity measures stemming from the pandemic, and the result gives us at least a bit of a silver lining to point to from 2020.

WalletHub now projects that U.S. consumers will end the year with a slight reduction in credit card debt for the first time since the end of the Great Recession in 2009. Not all areas of the country will fare as well as others, however, judging from the most recent data.

According to WalletHub, the average Texas household owes $9,343 in credit card debt. That's after a $550 second quarter decrease.

California citizens led all states in the amount of debt paid down during the second quarter with Texas coming in second place. Texas was followed by Florida, New York, and Illinois.

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