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This may or may not come as a surprise to you, but not everyone is good with money and personal finances. According to a recent study, only 1 in 3 adults in the United States could answer at least four of five financial literacy questions on basic fundamentals of mortgage, inflation, interest rates, and risk.

You've also probably seen stories before about the amount of Americans who could handle a $1,000 emergency expense. If you haven't, it's less than 40%.

April is National Financial Literacy Month and Texas Tech's Office of Continuing and Professional Education is offering a course on personal finance for free. Normally, this course cost $129 but this month only, Texas Tech is offering it for everyone.

“The Office of Continuing & Professional Education is passionate about helping people receive the training and skills needed in their careers, or, just in life,” said Assistant Vice Provost Clay Taylor. “We are excited to partner with ed2go to make the Personal Finance course available to everyone for free for National Financial Literacy Month. We hope many people benefit from this course, learn new information about personal finance for the first time or refresh their memory on vital financial knowledge.”

Lessons include how to create a budget, how to invest and borrow wisely, planning for your financial future, and learning about insurance. Those participating will develop a retirement plan and plan for taxes.

You have until April 30th at 5 p.m. to enroll and remember, it is a free course being offered. For more information, visit their website.