With Americans who are reaching retirement age having a higher risk for COVID-19, as well as only 24% of working Americans saying that they are "very confident" that they will have enough money to retire, the personal-finance website WalletHub has compiled a list of 2020's Best and Worst Places to Retire.

WalletHub compared more than 180 U.S. cities using 46 key factors of affordability, quality of life, health care and availability of recreational activities to help Americans plan for a comfortable retirement that they can afford. The data ranges from cost of living, to retired tax payer friendliness, to the state's health care infrastructure.


The list places several Florida cities in the top 10 list, such as Orlando, Tampa, Miami, and Fort Lauderdale. And on the other end of the list, Newark finds itself in position 182, Stockton at 181, and Bridgeport at 180. Additionally, Lubbock, TX finds itself in position 152 on the list.

Best Cities to RetireWorst Cities to Retire
1. Orlando, FL173. Wichita, KS
2. Tampa, FL174. Detroit, MI
3. Charleston, SC175. Jersey City, NJ
4. Miami, FL176. Pearl City, HI
5. Fort Lauderdale, FL177. Baltimore, MD
6. Scottsdale, AZ178. San Bernardino, CA
7. Casper, WY179. Warwick, RI
8. Minneapolis, MN180. Bridgeport, CT
9. Jackson, MS181. Stockton, CA
10. Denver, CO182. Newark, NJ

WalletHub also includes some comparisons of the "Best vs. Worst".

  • Scottsdale, Arizona has the highest share of the population ages 65 and older, at 23.4%, which is 3.2 times higher than Fontana, California at 7.3%.
  • Brownsville, Texas has the lowest adjusted cost-of-living index for retirees, 75.78, which is 2.6 times lower than San Francisco who has the highest at 195.86.
  • St. Louis has the most home health care facilities per 100,000 residents, at 57.18, which is 29.9 times more than Fontana, California with the fewest at 1.91.

WalletHub includes a full break breakdown of how each city ranked on their website, as well as a Q&A with a panel of experts.

Read the full story on WalletHub's website, as well as a YouTube video summarizing the study.

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